For your convenience, we've created an optional Consumer Report Dispute Form that you may use as your written statement.
Important Note: If we do not receive sufficient information to identify your account, you may experience a delay, or we may be unable to investigate your dispute.
Step Two:
For Mortgages or Home Equity Loans:
Send your letter to:
TD Bank
Operations Center
P.O. Box 218
Lewiston, ME 04243
If you are unsure of which address to mail your letter, please call us at 1-888-751-9000. A delay may be experienced if the letter is not mailed to the specified address.
For Personal Loans or Home Equity Lines of Credit
Use this address if you are disputing information regarding your home equity line of credit or personal loans, including automobile, recreational vehicle/boat, collateral, unsecured and Moneyline Overdraft Protection.
TD Bank Operations Center
P.O. Box 219
Lewiston, ME 04243-0219
If you are unsure of which address to mail your letter, please call us at 1-888-751-9000. A delay may be experienced if the letter is not mailed to the specified address.
For Disputes on a TD Bank VISA Credit Card
TD Bank Credit Cards
PO Box 1448
Greenville SC 29602
Use this address if you are disputing information regarding your TD credit card.
For Disputes on a TD Retail Card (serviced by TD Bank)
TD Bank Retail Card Services
PO Box 100270
Columbia SC 29202
Use this address if you are disputing information regarding your credit card issued and serviced by TD Bank, N.A.
For Disputes on a Target Credit Card
TD Bank USA, N.A.
c/o Target Card Services
PO Box 9500
Minneapolis, MN 55440
Use this address if you are disputing information regarding your Target credit card issued by Target and serviced by TD Bank, N.A.
For Disputes about a Personal Deposit Account
TD Bank
ATTN: ME100-36
P.O. Box 9547
Portland, ME 04112
Use this address if you were recently denied opening a new personal deposit account, such as a checking, savings, CD or Money Market, based on information on your credit report.
We will respond to credit bureau disputes within 30 days. A delay may be experienced if the dispute is not mailed to the specified address.
We will notify you of the results of our investigation within 30 days of receiving your dispute. We may take up to 45 days to investigate your dispute if, after providing us with your initial notice of dispute, you provide us with additional information that is relevant to our investigation or we need additional time to complete our investigation. If our investigation finds that the information you are disputing was inaccurate, we will notify the consumer reporting agency of our determination and provide the consumer reporting agency with the information necessary to correct the inaccuracy.
To prevent a delay in the investigation of your dispute, it is important that you send your information to the correct address at TD Bank.
Use the Lewiston, Maine, address for any disputes regarding your TD Bank home equity, mortgage or personal loans, including recreational vehicle/boat, collateral, unsecured and Moneyline Overdraft Protection.
Use the Greenville, South Carolina, address for any disputes regarding your TD credit card. These cards have a TD logo on the face of the card.
Use the Columbia, South Carolina, address for any disputes regarding a credit card issued and serviced by TD Bank N.A. – i.e. a department store, sports team or national retailer branded credit card. Learn more about TD Retail Card Services. †
Use the Portland, Maine, address for any disputes regarding your TD Bank personal deposit accounts, including checking, savings, CD or Money Market accounts.
Use the Minneapolis, Minnesota, address for any disputes regarding your Target Credit Card.
Complete a written statement for each product. For your convenience, we've created an optional Consumer Report Dispute Form that you may use. Then mail your written statement and all copies of your supporting documentation to the appropriate address for that product.
Once the information furnished in your dispute is deemed applicable and is reviewed, the decision is considered final. However, you may resubmit the dispute to the designated address and provide any missing or new documentation that wasn't submitted at the time of the original dispute.
Your resubmitted dispute will be considered new and will go through the same procedure as your original dispute.